Educators Disability helps employees protect their most valuable asset; their ability to earn an income. In the event that you are injured or sick and cannot come to work, you still need a check to cover your monthly obligations. For covered disability claims, this plan pays directly to you a monthly amount not to exceed 66 2/3% of your salary.

Accident Elite coverage helps with the costs associated with accidents. Indemnity payments help to provide assurance that those expenses are being addressed. Different plan options are available based on employee needs and budgets. Plan highlights include portability, spouse and/or dependent coverage, annual wellness benefits, and the fact that benefits are paid directly to you. Coverage Included but not limited to:

• Emergency treatment

• Cuts, Burns, Broken Bones, etc.

• Physical Therapy/Follow Up Visits

Cancer Elite coverage helps with the non-medical costs associated with the diagnosis of cancer. Indemnity payments help to provide assurance that those expenses are being addressed. You can choose between three different options that increase from basic, mid, and high coverage. Plan highlights include portability, spouse and/or dependent coverage, annual wellness benefits, and the fact that benefits are paid directly to you. Coverage includes but not limited to:

• Inpatient Hospital Stay

• Radiation & Chemotherapy

• Surgery

• Travel Expenses

Critical Illness coverage helps with the costs associated with the diagnosis of such critical illnesses listed below. Lump-sum payment helps to provide assurance that those expenses are being addressed. You can choose policy amounts in $5,000 increments up to $50,000. Plan highlights include portability, spouse and/or dependent coverage, annual wellness benefits, and the fact that benefits are paid directly to you.  Coverage includes but not limited to:

• Cancer

• Hearth Attack / Stroke

• Major Organ Transplant

• End-Stage Renal Failure

One-on-one employee meetings are held in October of each year. At this time an employee may elect to make plan changes.  These changes go into effect on January 1 but are reflected in the December payroll.

CONTACT INFORMATION

Insurance Broker:

Five Points Benefits Solutions
844-305-6135 ext. 2
https://www.mybenefitschannel.com

Carrier:

USAble Life
800-370-5856
https://www.usablelife.com